Effective March 18, 2022, the Same Day ACH dollar limit will increase to $1 million per payment. This rule will continue to expand the capabilities of Same Day ACH and will apply to all Same Day ACH entries, consumer and business payments, and credits and debits. Increasing the Same Day ACH dollar limit to $1 million per payment is expected to improve Same Day ACH use cases and contribute to additional adoption.

For more details on this upcoming rule, such as the anticipated benefits and impacts for your credit union and risk monitoring, please visit Nacha’s webpage Increasing the Same Day ACH Dollar Limit.